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CHARLESTON WEALTH ADVISORS : Financial planning services for individuals, families and small businesses.
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Welcome to Charleston Wealth Advisors We believe everyone can benefit from financial planning regardless of life stage. We know our clients by name, not by an…
Financial Planning Advisors
Objective and independent advisors and planners helping you achieve your financial goals serving Mt. Pleasant & Charleston SC.
Investment Management
CHARLESTON WEALTH ADVISORS: Providing investment and asset management to individuals, families and small business. We make investing easy. Let us help you.
How To Do a 401k Rollover
Let us help you rollover and consolidate your retirement funds. Get a more complete view of your financial picture by consolidating your old 401(k), 457(b),…
Estate Planning
Our Charleston SC financial advisors helping you with your estate planning.
Life Insurance
Charleston financial planners who take your life seriously.
Disability Insurance Planning
Disability Insurance from a CERTIFIED FINANCIAL PLANNER serving Mt. Pleasant & Charleston, SC.
Long Term Care Insurance
Give us a call to discuss your Long Term Care Insurance needs. We can provide you a competitive quote from a number of long term care insurance providers.
College Planning
College Planning from CERTIFIED FINANCIAL PLANNER in Charleston SC. South Carolina 529 Plan.
Charitable Gifting
Individuals and families give to charity for many different reasons. It is important to keep in mind the tax implications of charitable gifting.
Tax Planning
Tax Planning strategies to minimize taxes and maximize returns. Let us help you with your tax planning strategies.
Why Us
Client-centric One-on-one personal consultations. Our practice is relationship-based and focused on providing extraordinary service. Independent Advice Our…
About Us
We stand strongly by the notion that everyone should have access to quality financial advice at an affordable price. We believe in establishing close relationsh…
Contact Us
Charleston Wealth Advisors is located at 886 Johnnie Dodds Blvd Mt Pleasant, SC 29464. Phone number - 843-628-2892
Life, Disability, and Long Term Care Insurance
Disability Insurance Disability insurance policies pay you a benefit that replaces part of your earned income when you can't work. You may be able to obtain…
Disclosure
This site is limited to the dissemination of general information pertaining to advisory services, together with access to additional investment-related…
CERTIFIED FINANCIAL PLANNER™
Only those who have fulfilled the certification and renewal requirements of CFP Board can display the CFP® certification marks.
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Thank you
Thank you for contacting Charleston Wealth Advisors. We'll be in touch with you within 24 hours. If you have questions or would like to contact us now, please…
Hourly Financial Review
Hourly financial planning gives the client access to a financial advisor for the purpose of discussing specific financial related topics.
Young Professionals
Life is just beginning and now is the time to start making sound financial decisions. The decisions you make today will allow you to build the life you want…
Families
Life is full of surprises and you are now learning that planning is more critical than ever. Responsibilities and financial commitments are at an all time…
Near Retirement
Transitioning into retirement is not easy. You need to have a plan to financially meet your future needs for many years to come. As we continue to live…
Retirement
Our goal is to ensure that your retirement years go as planned. As you well know, life is still full of surprises and you need to be ready.

Blog Posts

Category: Finances (4)
- Is It Too Late to Contribute to an IRA for 2012?
  February 15, 2013, 15:03
  The IRS allows you to contribute to an IRA or Roth IRA up until April 15 the following year.
- New Rules Allowing Roth Conversions inside 401(k) Plans
  January 10, 2013, 15:31
  The American Taxpayer Relief Act of 2012 (ATRA) also makes it easier to make Roth conversions inside your 401(k) plan (if your plan permits). A 401(k)…
- Importance of a Financial Plan
  July 19, 2012, 10:29
  A financial plan takes into account your risk profile, needs, concerns, and desires about money and your future. Based on your needs and goals, a custom…
- Financial Planning - Helping You See the Big Picture
  April 4, 2012, 11:26
  Do you picture yourself owning a new home, starting a business, or retiring comfortably? These are a few of the financial goals that may be important to you,…
Category: Student Loans (4)
- Saving for College
  January 12, 2012, 11:37
  There's no denying the benefits of a college education: the ability to compete in today's competitive job market, increased earning power, and expanded…
- College Board Releases New College Cost Figures
  November 7, 2011, 10:18
  College Board Releases New College Cost Figures for 2011. The trend continues to increase at a rate much higher than inflation.
- Saving for College
  September 24, 2011, 15:33
  There are several popular saving plans to save for college.
- Interest Rates Drop Slightly on Some Variable Rate Federal Student Loans
  August 3, 2011, 11:37
  Interest Rates Drop Slightly on Some Variable Rate Federal Student Loans. Good news for students who owe money or will borrow in the weeks to come.
Category: College Planning (6)
- Saving for College
  January 12, 2012, 11:37
  There's no denying the benefits of a college education: the ability to compete in today's competitive job market, increased earning power, and expanded…
- College Board Releases New College Cost Figures
  November 7, 2011, 10:18
  College Board Releases New College Cost Figures for 2011. The trend continues to increase at a rate much higher than inflation.
- Tips to Boost Your Kids’ College Funds
  October 14, 2011, 08:31
  Tips to help you save more for your children's college education
- Saving for College
  September 24, 2011, 15:33
  There are several popular saving plans to save for college.
- Interest Rates Drop Slightly on Some Variable Rate Federal Student Loans
  August 3, 2011, 11:37
  Interest Rates Drop Slightly on Some Variable Rate Federal Student Loans. Good news for students who owe money or will borrow in the weeks to come.
- College Costs Continue to Rise
  January 21, 2011, 23:37
  Every October, the College Board releases its Trends in College Pricing report that highlights college cost increases and trends. While costs can vary…
Category: Finance Politics (3)
- New 401(k) Plan Disclosure Rules
  February 10, 2012, 14:17
  As a result, in October 2010, the DOL issued new regulations that require self-directed 401(k) plans to provide detailed information to participants about the…
- The U.S. Debt Limit: Questions and Answers
  July 19, 2011, 23:13
  Understanding the key points of the US debt debate.
- Estate Tax Exemption is Portable (For Now)
  February 24, 2011, 23:27
  Recent legislation introduced a new, but perhaps temporary, estate planning concept--exemption "portability." In short, the estate of a deceased spouse can…
Category: Personal Finance (21)
- The American Taxpayer Relief Act of 2012
  January 3, 2013, 15:42
  The new year began with some political drama, as last-minute negotiations attempted to avert sending the nation over the "fiscal cliff."
- A Good Time to Consult a Financial Planner
  January 31, 2012, 15:46
  This article explains the many occasions when it may be a good time to consult a financial advisor or planner.
- Some Misconceptions About Financial Advisors
  January 26, 2012, 22:37
  Article explaining some common misconceptions the public may have in regards to financial advisors and planners.
- Working with a Financial Advisor
  January 20, 2012, 15:09
  A financial advisor can act as a sounding board for your ideas and help you focus on your goals, using his or her broad knowledge of areas such as estate…
- In-Service Withdrawals from 401(k) Plans
  December 28, 2011, 14:12
  Summary of the many In-service withdrawals options from 401(k) plans.
- IRA and Retirement Plan Limits for 2012
  November 14, 2011, 13:50
  The maximum amount you can contribute to a traditional IRA or Roth IRA in 2012 remains at ,000 (or 100% of your earned income, if less), unchanged from 2011.…
- Stock Market Volatility Keeping You Up?
  October 4, 2011, 11:07
  Long-term investing goals and financial plans will help you avoid impulsive moves.
- GAO Report Suggests Annuities as Retirement Income Option
  October 1, 2011, 14:55
  The U.S. Government Accountability Office (GAO) recommeds that middle-net-worth retirees use a portion of their savings to buy an income annuity (immediate…
- Saving for College
  September 24, 2011, 15:33
  There are several popular saving plans to save for college.
- Deadline Approaching for Undoing a 2010 Roth IRA Conversion
  September 23, 2011, 11:51
  If you converted a traditional IRA to a Roth IRA in 2010, and your Roth IRA has sustained losses, you may want to undo or recharacterize your conversion.
- Should I contribute to a 401(k)?
  September 12, 2011, 23:39
  Contributing to your 401K plan is extremely important. A 401(k) plan is one of the most powerful tools you can use to save for your retirement.
- New Social Security Figures -- Fall 2010
  September 5, 2011, 23:40
  The recently announced changes by the Social Security Administration.
- Common Misconceptions in regards to Financial Planning
  May 16, 2011, 23:22
  Common Misconceptions in regards to Financial Planning
- Establishing a Budget: Part 1
  May 5, 2011, 23:16
  Considering your financial goals before establishing a budget.
- Why Someone Would Need Life Insurance
  April 4, 2011, 23:17
  Why someone would need life insurance: it is income replacement for someone who has financial responsibilities. What are financial responsibilities? They are…
- Financial Planning - Seeing the Big Picture
  March 10, 2011, 23:24
  Do you picture yourself owning a vacation home, starting a business, or retiring comfortably? These are a few of the financial goals that may be important to…
- Changing Jobs and Your 401K
  March 3, 2011, 23:25
  When you change jobs, you need to decide what to do with the money in your 401(k) plan. You have several options and the best option is unique to each…
- The Most Important Element in Investing
  February 9, 2011, 23:28
  Asset allocation One of the most important decisions for your investment portfolio is your choice of asset allocation. Asset allocation simply means spreading…
- Planning for Marriage
  February 4, 2011, 23:29
  Planning for marriage encompasses more than just deciding whether to serve chicken at the reception and whether you should take a honeymoon cruise. If you are…
- Should You Pay off Your Mortgage or Invest?
  January 31, 2011, 23:32
  Owning a home outright is a dream that many Americans share. At the same time having a mortgage can be a huge burden, and paying it off may be the first item…
- Health Insurance Reform 2011
  January 21, 2011, 23:38
  The Patient Protection and Affordable Care Act (PPACA), signed into law in 2010, makes significant changes to our health care delivery system. Some of these…
Category: Budgeting (1)
- Establishing a Budget: Part 1
  May 5, 2011, 23:16
  Considering your financial goals before establishing a budget.
Category: Life Insurance (2)
- Why Someone Would Need Life Insurance
  April 4, 2011, 23:17
  Why someone would need life insurance: it is income replacement for someone who has financial responsibilities. What are financial responsibilities? They are…
- Your Credit History Matters for Insurance
  January 28, 2011, 23:34
  Did you know that insurance companies typically consider your credit history, whether positive or negative, when you apply for auto or homeowners insurance?…
Category: Financial Planning (26)
- Roth IRA
  March 7, 2013, 14:19
  A Roth individual retirement account (IRA) is a personal savings plan that offers certain tax benefits to encourage retirement savings.
- Financial Planning for New Parents
  September 26, 2012, 09:12
  Estate planning is a subject many parents would like to avoid. After all, you're celebrating new life, and it's sad to think that you may not be around to…
- Importance of a Financial Plan
  July 19, 2012, 10:29
  A financial plan takes into account your risk profile, needs, concerns, and desires about money and your future. Based on your needs and goals, a custom…
- Borrowing from Your 401k Plan
  May 3, 2012, 13:44
  Employees are usually unaware but many 401k plans allow borrowing from your 401k account balance. Of course, the primary purpose of a 401k is to fund your…
- Choosing and Evaluating Financial Professionals
  April 18, 2012, 13:10
  This article explains the different financial planning credentials in the financial planning industry.
- 403(b) Plans, Contribution Limits and Rollover Options
  February 2, 2012, 15:36
  A 403(b) plan is an employer-sponsored retirement plan for certain employees of public schools, tax-exempt (501(c)(3)) organizations, and churches.
- A Good Time to Consult a Financial Planner
  January 31, 2012, 15:46
  This article explains the many occasions when it may be a good time to consult a financial advisor or planner.
- Some Misconceptions About Financial Advisors
  January 26, 2012, 22:37
  Article explaining some common misconceptions the public may have in regards to financial advisors and planners.
- Working with a Financial Advisor
  January 20, 2012, 15:09
  A financial advisor can act as a sounding board for your ideas and help you focus on your goals, using his or her broad knowledge of areas such as estate…
- Saving for College
  January 12, 2012, 11:37
  There's no denying the benefits of a college education: the ability to compete in today's competitive job market, increased earning power, and expanded…
- In-Service Withdrawals from 401(k) Plans
  December 28, 2011, 14:12
  Summary of the many In-service withdrawals options from 401(k) plans.
- IRA and Retirement Plan Limits for 2012
  November 14, 2011, 13:50
  The maximum amount you can contribute to a traditional IRA or Roth IRA in 2012 remains at ,000 (or 100% of your earned income, if less), unchanged from 2011.…
- Tips to Boost Your Kids’ College Funds
  October 14, 2011, 08:31
  Tips to help you save more for your children's college education
- Stock Market Volatility Keeping You Up?
  October 4, 2011, 11:07
  Long-term investing goals and financial plans will help you avoid impulsive moves.
- GAO Report Suggests Annuities as Retirement Income Option
  October 1, 2011, 14:55
  The U.S. Government Accountability Office (GAO) recommeds that middle-net-worth retirees use a portion of their savings to buy an income annuity (immediate…
- Deadline Approaching for Undoing a 2010 Roth IRA Conversion
  September 23, 2011, 11:51
  If you converted a traditional IRA to a Roth IRA in 2010, and your Roth IRA has sustained losses, you may want to undo or recharacterize your conversion.
- Should I contribute to a 401(k)?
  September 12, 2011, 23:39
  Contributing to your 401K plan is extremely important. A 401(k) plan is one of the most powerful tools you can use to save for your retirement.
- New Social Security Figures -- Fall 2010
  September 5, 2011, 23:40
  The recently announced changes by the Social Security Administration.
- Tax-Free Charitable Contributions - IRAs
  June 11, 2011, 23:31
  Taking advantage of tax-free charitable contributions.
- Common Misconceptions in regards to Financial Planning
  May 16, 2011, 23:22
  Common Misconceptions in regards to Financial Planning
- Financial Planning - Seeing the Big Picture
  March 10, 2011, 23:24
  Do you picture yourself owning a vacation home, starting a business, or retiring comfortably? These are a few of the financial goals that may be important to…
- Changing Jobs and Your 401K
  March 3, 2011, 23:25
  When you change jobs, you need to decide what to do with the money in your 401(k) plan. You have several options and the best option is unique to each…
- Estate Tax Exemption is Portable (For Now)
  February 24, 2011, 23:27
  Recent legislation introduced a new, but perhaps temporary, estate planning concept--exemption "portability." In short, the estate of a deceased spouse can…
- The Most Important Element in Investing
  February 9, 2011, 23:28
  Asset allocation One of the most important decisions for your investment portfolio is your choice of asset allocation. Asset allocation simply means spreading…
- Should You Pay off Your Mortgage or Invest?
  January 31, 2011, 23:32
  Owning a home outright is a dream that many Americans share. At the same time having a mortgage can be a huge burden, and paying it off may be the first item…
- College Costs Continue to Rise
  January 21, 2011, 23:37
  Every October, the College Board releases its Trends in College Pricing report that highlights college cost increases and trends. While costs can vary…
Category: 401K (6)
- Borrowing from Your 401k Plan
  May 3, 2012, 13:44
  Employees are usually unaware but many 401k plans allow borrowing from your 401k account balance. Of course, the primary purpose of a 401k is to fund your…
- New 401(k) Plan Disclosure Rules
  February 10, 2012, 14:17
  As a result, in October 2010, the DOL issued new regulations that require self-directed 401(k) plans to provide detailed information to participants about the…
- 403(b) Plans, Contribution Limits and Rollover Options
  February 2, 2012, 15:36
  A 403(b) plan is an employer-sponsored retirement plan for certain employees of public schools, tax-exempt (501(c)(3)) organizations, and churches.
- In-Service Withdrawals from 401(k) Plans
  December 28, 2011, 14:12
  Summary of the many In-service withdrawals options from 401(k) plans.
- Should I contribute to a 401(k)?
  September 12, 2011, 23:39
  Contributing to your 401K plan is extremely important. A 401(k) plan is one of the most powerful tools you can use to save for your retirement.
- Changing Jobs and Your 401K
  March 3, 2011, 23:25
  When you change jobs, you need to decide what to do with the money in your 401(k) plan. You have several options and the best option is unique to each…
Category: Estate Tax (3)
- The American Taxpayer Relief Act of 2012
  January 3, 2013, 15:42
  The new year began with some political drama, as last-minute negotiations attempted to avert sending the nation over the "fiscal cliff."
- Estate Tax Exemption is Portable (For Now)
  February 24, 2011, 23:27
  Recent legislation introduced a new, but perhaps temporary, estate planning concept--exemption "portability." In short, the estate of a deceased spouse can…
- Key Estate Planning Documents You Need
  January 24, 2011, 23:35
  There are five estate planning documents you may need, regardless of your age, health, or wealth: 1. Durable power of attorney 2. Advanced medical directives …
Category: Investing (4)
- Stock Market Volatility Keeping You Up?
  October 4, 2011, 11:07
  Long-term investing goals and financial plans will help you avoid impulsive moves.
- Should I contribute to a 401(k)?
  September 12, 2011, 23:39
  Contributing to your 401K plan is extremely important. A 401(k) plan is one of the most powerful tools you can use to save for your retirement.
- The Most Important Element in Investing
  February 9, 2011, 23:28
  Asset allocation One of the most important decisions for your investment portfolio is your choice of asset allocation. Asset allocation simply means spreading…
- Should You Pay off Your Mortgage or Invest?
  January 31, 2011, 23:32
  Owning a home outright is a dream that many Americans share. At the same time having a mortgage can be a huge burden, and paying it off may be the first item…
Category: Marriage and Finances (1)
- Planning for Marriage
  February 4, 2011, 23:29
  Planning for marriage encompasses more than just deciding whether to serve chicken at the reception and whether you should take a honeymoon cruise. If you are…
Category: IRA's (5)
- Roth IRA
  March 7, 2013, 14:19
  A Roth individual retirement account (IRA) is a personal savings plan that offers certain tax benefits to encourage retirement savings.
- IRA and Retirement Plan Limits for 2013
  October 30, 2012, 10:27
  IRA and Retirement Plan limits for 2013 have increased.
- In-Service Withdrawals from 401(k) Plans
  December 28, 2011, 14:12
  Summary of the many In-service withdrawals options from 401(k) plans.
- Deadline Approaching for Undoing a 2010 Roth IRA Conversion
  September 23, 2011, 11:51
  If you converted a traditional IRA to a Roth IRA in 2010, and your Roth IRA has sustained losses, you may want to undo or recharacterize your conversion.
- Tax-Free Charitable Contributions - IRAs
  June 11, 2011, 23:31
  Taking advantage of tax-free charitable contributions.
Category: Insurance (3)
- GAO Report Suggests Annuities as Retirement Income Option
  October 1, 2011, 14:55
  The U.S. Government Accountability Office (GAO) recommeds that middle-net-worth retirees use a portion of their savings to buy an income annuity (immediate…
- Your Credit History Matters for Insurance
  January 28, 2011, 23:34
  Did you know that insurance companies typically consider your credit history, whether positive or negative, when you apply for auto or homeowners insurance?…
- Health Insurance Reform 2011
  January 21, 2011, 23:38
  The Patient Protection and Affordable Care Act (PPACA), signed into law in 2010, makes significant changes to our health care delivery system. Some of these…
Category: Estate Planning (2)
- Financial Planning for New Parents
  September 26, 2012, 09:12
  Estate planning is a subject many parents would like to avoid. After all, you're celebrating new life, and it's sad to think that you may not be around to…
- Key Estate Planning Documents You Need
  January 24, 2011, 23:35
  There are five estate planning documents you may need, regardless of your age, health, or wealth: 1. Durable power of attorney 2. Advanced medical directives …
Category: Wills (1)
- Key Estate Planning Documents You Need
  January 24, 2011, 23:35
  There are five estate planning documents you may need, regardless of your age, health, or wealth: 1. Durable power of attorney 2. Advanced medical directives …
Category: Retirement Planning (8)
- IRA and Retirement Plan Limits for 2013
  October 30, 2012, 10:27
  IRA and Retirement Plan limits for 2013 have increased.
- There's Still Time to Contribute to an IRA for 2011
  March 24, 2012, 06:53
  There is still time to contribute to a IRA and Roth IRA contributions for 2011. You have until your tax return due date (not including extensions) to contribute…
- 403(b) Plans, Contribution Limits and Rollover Options
  February 2, 2012, 15:36
  A 403(b) plan is an employer-sponsored retirement plan for certain employees of public schools, tax-exempt (501(c)(3)) organizations, and churches.
- In-Service Withdrawals from 401(k) Plans
  December 28, 2011, 14:12
  Summary of the many In-service withdrawals options from 401(k) plans.
- IRA and Retirement Plan Limits for 2012
  November 14, 2011, 13:50
  The maximum amount you can contribute to a traditional IRA or Roth IRA in 2012 remains at ,000 (or 100% of your earned income, if less), unchanged from 2011.…
- Stock Market Volatility Keeping You Up?
  October 4, 2011, 11:07
  Long-term investing goals and financial plans will help you avoid impulsive moves.
- GAO Report Suggests Annuities as Retirement Income Option
  October 1, 2011, 14:55
  The U.S. Government Accountability Office (GAO) recommeds that middle-net-worth retirees use a portion of their savings to buy an income annuity (immediate…
- New Social Security Figures -- Fall 2010
  September 5, 2011, 23:40
  The recently announced changes by the Social Security Administration.
Category: Tax Planning (2)
- The American Taxpayer Relief Act of 2012
  January 3, 2013, 15:42
  The new year began with some political drama, as last-minute negotiations attempted to avert sending the nation over the "fiscal cliff."
- New Tax Provisions for 2012 and 2013
  March 16, 2012, 11:21
  A summary of upcoming tax provisions impacting families and small businesses for 2012 and 2013.

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